Personal information
Personal information
Family name / First name
Trifonova Silvia
Fax
+ 359 2 962 39 03
Date of birth
April 30, 1973
Work experience
Dates
July 2006 – up to present
Name and address of employer
University of National and World Economy (UNWE), Sofia
Department of Finance, Faculty of Finance and Accounting
Occupation or position held
Associated Professor in Department of Finance
Main activities and responsibilities
- Vice-Dean on International Cooperation of the Faculty of Finance and Accounting, University of National and World Economy (UNWE), Sofia
- Coordinator and Director of the Joint Masters Degree Programme on “European Business and Finance” between the Nottingham Trent University (UK) and the University of National and World Economy (UNWE)
- Giving lectures and leading seminars in Department of Finance in the following academic subjects:
- “International Finance”
- “International Financial Organizations”
- “Banking”
- “Monetary Theory and Monetary Policy”
- “European Monetary and Financial Integration”, etc.
Dates
March 2004 - June 2004
Name and address of employer
Puzzle Consulting LTD, Sofia
Occupation or position held
Financial analyst and consultant
Main activities and responsibilities
- Project management and consulting – offering a strategic and financial advice, making and structuring projects, elaborating strategic plans; evaluation of projects viability
- Company’s Analysis and Profile – analysis of the companies’ current situation, analysis and review of current business plans and proposition of corrections; identification of key internal critical variables, providing support for companies in predicting and responding to change on the market, management of uncertainty and risk
- Business and Marketing Plans and Analysis – identifying of strategic objectives, elaboration and implementation of business plans, preparation of companies’ projects marketing package
- Strategic Planning – conducting a throughout review of business plans, incorporating analysis of operations, R&D, strategic alliances, staffing, finance and cash flow, developing creative strategies to accelerate profitability, identifying appropriate cost-cutting measures;
- Finance and Leasing – development of corporate financial plans, preparing reports for financing proposal, identifying appropriate financial institutions and solicit best proposals, leading negotiations and documentation process through to funding plan, etc.
Dates
March 2003 - December 2003
Name and address of employer
Bulgarian National Bank (BNB), Sofia
Banking Department, Banking Policy Directorate
Payment Systems Oversight Division
Occupation or position held
Expert in Payment Systems Oversight Division at the BNB
Main activities and responsibilities
- Elaboration of an overall policy for payments and securities settlement systems development; monitoring and assessment of the payment and securities settlement systems operation in Bulgaria
- Elaboration of methodology for the payment systems operation and the payment systems oversight organization
- Audit of compliance of the Bulgarian payment systems (Bank Integrated System for Electronic Payments BISERA, National operator of the bankcards payment system BORICA and Real-time INterbank Gross Settlement System RINGS) with the Core Principles of Systemically Important Payment Systems of the Bank of International Settlement (BIS), Basel
- Monitoring and assessment of the compliance of Bulgarian payment and securities settlement systems with the international best practices, standards and recommendations (ECB, BIS, CPSS, IOSCO)
- Legal assessments of the Bulgarian securities settlement systems (BNB Government Securities Settlement System and Central Depository AD) against standards for the use of EU securities settlement systems in ESCB credit operations
- Undertaking regular audits on payment and securities settlement systems operating on the territory of Bulgaria, including BISERA, BORICA, RINGS, BNB Government Securities Settlement System and Central Depository AD
- Monitoring and control on the main risks in payment systems, monitoring and analysis of the systems’ measures and procedures for managing of emergency situations; monitoring and analysis of cross border payments, large-value payments and small-value payments
- Elaboration of laws, rules and regulations concerning payment systems, securities settlement systems and payment systems oversight; preparing projections for payment systems development, payment systems infrastructure and payment systems oversight, active cooperation with participants in payment process and other oversight institutions
Dates
September 2003 – up to present
Name and address of employer
Higher School of Insurance and Finance, Sofia
Occupation or position held
Part-time lecturer
Main activities and responsibilities
- Giving lectures and leading seminars in the following academic subjects:
- “Theory of money”
- “European monetary integration”
Dates
February 2002 – July 2006
Name and address of employer
University of National and World Economy (UNWE), Sofia
Department of Finance, Faculty of Finance and Accounting
Occupation or position held
Assistant Professor in Department of Finance
Main activities and responsibilities
- Leading seminars in the following academic subjects:
- “International Finance”
- “Banking”
- “Monetary Theory and Policy – Advanced Level”
- “European Monetary and Financial Integration”
- “International Financial Institutions”, etc.
Dates
August 2002
Name and address of employer
Foundation “Atanas Bourov”, Sofia, Bulgaria
Occupation or position held
Part-time lecturer at the Summer School “Corporate governance”
Main activities and responsibilities
- Giving lectures in “Corporate Finance”, Summer School on “Corporate governance”
Dates
March 2001 – up to present
Name and address of employer
Centre for Facultative Education (CFO)
University of National and World Economy (UNWE), Sofia
Occupation or position held
Part-time lecturer
Main activities and responsibilities
- Giving lectures and leading seminars in Banking”
Dates
March 1998 – February 1992
Name and address of employer
University of National and World Economy (UNWE), Sofia
Department of Finance, Faculty of Finance and Accounting
Occupation or position held
Part-time lecturer in Department of Finance
Main activities and responsibilities
- Leading seminars in the following academic subjects:
- “Banking”
- “Bank management”
- “Finance”
- “Public finance”
- “Corporate finance”
Dates
April 2002 - June 2002
Name and address of employer
Union for Private Economic Enterprise, Sofia
Occupation or position held
Part-time lecturer in module “Innovations, management of small business and entrepreneurship” according to the Project “BG9915-01-067” of the Programme PHARE
Main activities and responsibilities
- Giving lectures and leading seminars in the following academic subjects:
- “Finances of a small firm”
- “Taxation of the small and medium business”
Dates
April 1997 - July 2001
Name and address of employer
University of National and World Economy (UNWE), Sofia
Department of Finance, Faculty of Finance and Accounting
Occupation or position held
Doctoral scholar in Department of Finance.
Ph.D. dissertation on the problems of the currency board system.
Main activities and responsibilities
- Profound research on the theoretical foundations and the main characteristics of the currency board system and its implications in the field of monetary, fiscal and exchange rate policy in comparison to the central bank’s rules
- Analytical assessment of the currency board’s advantages and disadvantages
- Methodological improvement of the money supply process in a currency board system by the process modeling according to the payment balance position, the currency board’s design and the money multipliers theory
- Theoretical research on the Bulgarian currency board in the light of its legislative framework, financial structure, operational principles and policy implications as well as modeling of the specific money supply process in Bulgaria
- Complex assessment of the empirical results from the currency board operation in Bulgaria in the monetary and banking sectors, financial markets, external and real sectors of the economy and its influence on the price dynamics
- Research on the future prospects for the Bulgarian currency board in the context of Bulgaria’s membership into the European Union and the Economic and Monetary Union.
Dates
April 1996 - July 1996
Name and address of employer
Bank “Caisse des Depots et Consignations”, Paris, France
Occupation or position held
Expert in Department of Economic and Financial Research
Main activities and responsibilities
- Monitoring and comparative study of the financial system’s development in the transition economies, their debt, fiscal and banking problems
- Training in the contemporary banking operations and services, portfolio and risk management
- Elaboration of diploma work on “Development of bond markets in transition economies”
Dates
January 1995 - December 1995
Name and address of employer
Private High School “Banker”, Sofia
Occupation or position held
Part-time lecturer
Main activities and responsibilities
- Teaching in the subject “Stock Exchanges”
Dates
August 1994 - December 1995
Name and address of employer
“Sofia Stock Exchange” JSC, Sofia
Occupation or position held
Expert in Department of Money Market at the Sofia Stock Exchange
Main activities and responsibilities
Administration of the inter-bank money market in Bulgaria
Analysis of the current situation and development of the inter-bank money market and the Government securities market in Bulgaria
Statistical research on financial data, daily registered at the Sofia Stock Exchange;
- Research on the monetary policy of the Bulgarian National Bank and its impact on the domestic money market
- Active participation in the Sofia Stock Exchange’s publishing activity
Education
Dates
April 1997 – October 2000
Title of qualification awarded
Ph.D. in Finance
Name and type of organisation providing education and training
University of National and World Economy (UNWE), Sofia
Department of Finance, Faculty of Finance and Accounting, Specialty: Finance.
Principal subjects/occupational skills covered
Ph. D. student in Department of Finance, University of National and World Economy (UNWE), Sofia.
Scientific specialty: Theory of money and credit.
Topic of Ph.D. dissertation: “Currency board – situation and perspectives”.
Dates
January 1996 – July 1996
Title of qualification awarded
Scholar in the Specialty of Economics under the auspices of the Programme “One semester education in Ecole Polytechnique”, Paris.
Name and type of organisation providing education and training
Ecole Polytechnique”, Paris, France
Department of Economics
Dates
September 1991 – November 1995
Title of qualification awarded
M.Sc. degree in Finance
Name and type of organisation providing education and training
University of National and World Economy (UNWE), Sofia
Department of Finance, Faculty of Finance and Accounting, Specialty: Finance.
Dates
September 1987 - July 1991
Title of qualification awarded
Graduated high school with intensive learning of French
Name and type of organisation providing education and training
High School “Saint Cyril and Saint Methody”, Sofia.
Scientific specializations
abroad
Dates
January 2006 – December 2006
Name and type of host institution
Kiel Institute for World Economics, Kiel, Germany
Title of qualification awarded
Research fellow in the Kiel Institute for World Economics under the auspices of the National Programme for Development of Scientific Potential, module 2 “Fellowships for young scientific researchers” of the Ministry of Education and Science of the Republic Bulgaria
Principal subjects/occupational skills covered
- Undertaking of a scientific research project on: “The Monetary Policy of the European Central Bank: Macroeconomic Implications for Germany and Bulgaria”
Dates
October 2000 – November 2000
Name and type of host institution
University of Cambridge, Selwyn College, Cambridge, United Kingdom.
Title of qualification awarded
Research fellow in the University of Cambridge under the auspices of the Programme “Cambridge Colleges Hospitality Scheme for Central and Eastern European Scholars”, Soros Foundation “Open Society”, Sofia, British Council, Sofia and Cambridge University, United Kingdom
Principal subjects/occupational skills covered
- Undertaking of a scientific research project on: “Monetary policy under different types of exchange-rate systems”
Dates
September 1998 - October 1998
Name and type of host institution
University of Athens, Department of Economics, Athens, Greece
Title of qualification awarded
Research fellow in the University of Athens under the auspices of the program “Bulgaria Between the East and the West since XVIII century”, Soros Foundation “Open Society”, Sofia
Principal subjects/occupational skills covered
- Elaborating of а scientific research on: “Contemporary economic and financial relations between Bulgaria and Greece in the context of integration with the European Union”.
Dates
January 1996 – July 1996
Name and type of host institution
Caisse des Dеpots et Consignations, Paris, France
Title of qualification awarded
Expert in Department of Economic and Financial Research
Principal subjects/occupational skills covered
- Elaborating of a scientific research of the financial development of the transition economies, their fiscal, debt and banking problems
- Training in bank operations and serivices, portfolio management and bank risk management
- Elaborating of a diploma work on: “Bond markets development in transition economies”.
Foreign language skills and competences
Mother tongue(s)
Bulgarian
Other language(s)
English, French
Self-assessment
Understanding
Speaking
Writing
European level (*)
Listening
Reading
Spoken interaction
Spoken production
English
С2
Proficient user
С2
Proficient user
С2
Proficient user
С2
Proficient user
С2
Proficient user
French
С2
Proficient user
С2
Proficient user
С2
Proficient user
С2
Proficient user
С2
Proficient user
(*) Common European Framework of Reference for Languages
Occupied administrative positions
- Vice-Dean on International Cooperation of the Faculty of Finance and Accounting, University of National and World Economy (UNWE), Sofia
Period: February 2007 - up to present.
- Director of the Joint Master’s Degree Programme on “European Business and Finance” between the Nottingham Trent University (UK) and the University of National and World Economy (UNWE), Sofia
Period: September 2006 – up to present.
- National Contact Point in Sub-division “Science in Society” of the Specific Programme “Capacities” of the Seventh Framework Programme (7FP) for research and technological development (2007-2013)
Period: January 2007 – up to present.
- Member of the Board of Directors of the Bulgarian Association of University Women (BAUW), Sofia
Period: January 1999 - December 2004.
- Member of the Council of the Faculty of Finance and Accounting at the University of National and World Economy, Sofia
Period: December 1999 – December 2000.
Membership in scientific and professional organizations
- Member of the Bulgarian Macroeconomic Association (BMA), Sofia
Period: February 2005 – up to present.
- Member of the International Federation of University Women (IFUW), Geneva, Switzerland. Period: January 1999 – up to present.
- Member of the Bulgarian Association of University Women (BAUW), Sofia
Period: April 1997 – up to present.
Organisational skills and competences
- Coordination and administration on the following research scientific and practical projects:
- Scientific research project on: “Situation and Problems of the Balance of Payments of Republic of Bulgaria in the context of the country’s membership in the European Union”
Period: January 2009 – December 2011
- Scientific research project on: “The Problems of Accounting, Evaluation and Audit of Risk in the Post-accession Period of Bulgaria into the European Union”
Period: March 2008 – December 2010
- Scientific research project on “The Monetary Policy of the European Central Bank: Macroeconomic Implications for Germany and Bulgaria”
Period: January 2006 – December 2006
- Scientific research project on: “Challenges to the Bulgarian financial sector and financial intermediation in the context of the integration towards the European Union”
Period: 2005-2007
- Scientific research project on: “Challenges to the financial sector and financial intermediation in Bulgaria in the context of the integration towards the European Union”
Period: 2004-2006
- Project with title: “Encouraging the competitiveness of education in Finance at the Faculty of Finance and Accounting at the UNWE”
Period: 2002-2004
- Scientific research project on: “Welfare economics: theory and practice under the conditions of transition towards a market economy in Bulgaria”
Period: 2002-2003
- Scientific research project on: “Efficiency of the monetary policy of the Bank of England and the European Central Bank”
Period: October 2000 – November 2000
- Scientific research project оn “Contemporary financial and economic relations between Bulgaria and Greece in the context of integration with the European Union”
Period: September 1998 - October 1998
- Investment projects, business plans, marketing plans, profiles of corporations, corporate financial analyses in banking sector, energy sector, infrastructure, etc.
Period: January 2003 – up to present
2. Participation in working groups, commissions and committees:
- Member of the Working group at the Banking Policy Directorate, Bulgarian National Bank together with experts from Banque de France, responsible for undertaking an audit examination of the Real-time Inter-bank Gross Settlement System (RINGS)
Period: September 2003 – December 2003
- Member of the Working group at the Banking Policy Directorate, Bulgarian National Bank, responsible for the assessment of the Bulgarian card payment system BORICA against the “Core Principles for Systemically Important Payment Systems”, BIS, Basel
Period: October 2003 – December 2003
- Member of the Working group at the Banking Policy Directorate, Bulgarian National Bank, responsible for the assessment of the Bulgarian payment system BISERA against the “Core Principles for Systemically Important Payment Systems”, BIS, Basel
Period: August 2003 – November 2003
- Member of the Working group in Banking Policy Directorate, Bulgarian National Bank, responsible for the elaboration of the payment and securities settlement systems legal and regulatory framework
Period: April 2003 – December 2003
- Member of the Working group at the Bulgarian National Bank, Banking Policy Directorate, responsible for the legal assessments of the Bulgarian securities settlement systems
Period: June 2003 – July 2003
- Member of the Working group at the Department of Finance, University of National and World Economy (UNWE), Sofia, for implementation of the evaluation and accreditation criteria of the education in the Specialty of Finance, Bachelor and Master Degrees (Programme Accreditation), UNWE, Sofia
Period: February 2002 – May 2002
Personal skills and
competences
- Excellent abilities to work with computer software - “Microsoft Office XP”, “Microsoft Office 2000”, “Eviews”, “SPSS”
- Very good communicative skills.
- Ability to work in team and in a multicultural environment
- Responsible and consciously fulfillment of the professional commitments
List of main publications
1. Books, textbooks and monographs
- Trifonova, S., “Monetary Theory, Monetary Policy, European Monetary Integration”, University Publishing “Stopanstvo”, Sofia, 2006.
- Trifonova, S., “Currency Board, Banking System and Financial Development”, First Edition, University Publishing “Stopanstvo”, Sofia, 2002.
- Pipev, I., and S. Trifonova, “Laureates of Nobel prize for Economics (1969-2002.)”, Sofia, 2004.
- Kolev, B., M. Glaveva and S. Trifonova, “Money and Banks”, Foundation “Young Bulgaria”, Sofia, 2003.
- Trifonov, T. and S. Trifonova, “Financial Analysis of the Firm”, First Edition, Vol. 1, “Siela”, Sofia, 2001.
- Trifonov, T. and S. Trifonova, “Financial Analysis of Firm”, First Edition, Vol. 2, “Siela”, Sofia, 2001.
- Trifonov, T. and S. Trifonova, “Corporate Finance”, First Edition, Publishing House “Trakia-M”, Sofia, 1999.
- Trifonova, S., “Strategic analysis of electronic financial services development in Bulgaria”, University of National and World Economy, Scientific Works 2004, University Publishing “Stopanstvo”, Sofia, 2004.
- Trifonova, S., “Fiscal stabilization and sustainable development of public sector”, Scientific research on project “Welfare economics: theory and practice under the conditions of transition towards a market economy in Bulgaria”, University of National and World Economy, Department of Economics, University Publishing “Stopanstvo”, Sofia, 2004.
- Trifonova, S., “Results from the operation of the currency board in Bulgaria”, University of National and World Economy, Scientific Works 2001, Vol. 1, University Publishing “Stopanstvo”, Sofia, 2001.
2. Articles in refereed scientific journals
- Trifonova, S., “Budgeting of short-lived assets for the financial and credit policy purposes”, Review “BG Accountant”, Vol. 8/2008, ed. by “Accounting and control” Publishing LTD, Sofia, 2008 /http://www.accounterbg.com/.
- Trifonova, S., „Deposits market development in Bulgaria”, Journal “Finance and Law”, Vol. 05/2008, Publishing House “Labor and Law”, Sofia, 2008 /http://www.trudipravo.bg/.
- Trifonova, S., “Theory and Practice of Financial Crimes. Jubilee International Scientific Conference of the Faculty of Finance and Accounting at the UNWE - Sofia”, Review “BG Accountant”, Vol. 5/2008, ed. by “Accounting and control” Publishing LTD, Sofia, 2008 /http://www.accounterbg.com/.
- Trifonova, S., “European Central Bank – legislation framework, operation and implementation of a single European monetary policy”, Review “Law without Borders”, Vol. 1-4/2006, “Etzar-Mitko Ivanov” Publishing, Sofia, 2006.
- Trifonova, S., “Bank liquidity risk management by the Real-time INterbank Gross Settlement System RINGS”, Review “BG Accountant”, Vol. 21/2005, ed. by “Accounting and control” Publishing LTD, Sofia, November 2005 /http://www.accounterbg.com/.
- Trifonova, S., “Main changes in the Regulation № 8 of the BNB on the Capital Adequacy of Banks and Regulation № 7 of the BNB on the Large Exposures of Banks”, Journal “Finance and Law”, Vol. 4, April 2005, Publishing House “Labor and Law”, Sofia, 2005. /http://www.trudipravo.bg/.
- Trifonova, S., “A loan extended, a loan accepted”, Journal “Manager”, Vol. 11, (73), November 2004 /http://www.manager.bg/.
- Trifonova, S., “Contemporary challenges to the Bulgarian economy – new approaches for their solution”, Bulletin of the Union for Private Economic Enterprise, Consultative council, Epilogue to the book “Monetary policy as an art of balance”, author: Prof. Rumen Georgiev, Sofia, May 2004.
- Trifonova, S., “The challenges to the Bulgarian economy and the need of new arrangement with the IMF, Journal “Finance and Law”, Vol. 9, September 2004, Publishing House “Labor and Law”, Sofia, 2004.
- Trifonova, S., “Role and functioning of the Real-time Gross Settlement System RINGS”, Journal “Finance and Law”, Vol. 7, July 2004, Publishing House “Labor and Law”, Sofia, 2004.
- Trifonova, S., “Responsibilities of the central bank in applying the Core Principles of Systemically Important Payment Systems”, Journal “Banks. Investments. Money”, Vol. 02/2004, “Е-21” Publishing, Sofia, 2004 /http://www.bip-bg.com/.
- Trifonova, S., “Effectiveness of the currency board in Bulgaria in the process of integration”, Journal “Banks. Investments. Money”, Vol. 2/2002, Sofia, 2002 /http://www.bip-bg.com/.
- Trifonova, S., “Main trade-offs in the balance sheet and their importance for the company’s financial statement”, Journal “Tax practice. Balance sheet. Finance of the firm”, Vol. 7, Accounting House “Askana” Publishing, Sofia, 1999.
- Trifonova, S., “Indicators for a public company’s market value in a currency board system”, Review “BG Accountant”, No. 13, ed. by “Accounting and control” Publishing LTD, Sofia, 1998.
- Trifonova, S., “Тhе auctions functioning in the process of privatization”, Journal “Economic Thought”, Vol. 3/1997 г., Institute of Economics of the Bulgarian Academy of Science, Sofia, 1997 /http://www.iki.bas.bg/.
3. Papers at international and national academic conferences
- Trifonova, S., “Capital markets’ development and globalization in the new EU member states: the case of Bulgaria”, European Economics and Finance Society (EEFS) 2008 Conference on “Globalised Labor & Capital Markets, National Resources and Shifts in Economic Power”, May 19-22, 2008, Prague, Czech Republic (in English original) /http://www.eefs.eu/.
- Trifonova, S., “Internal control system in banks. Banking Information system and its role for prevention of money laundering”, Jubilee International Scientific Conference of the Faculty of Finance and Accounting at the ”, University of National and World Economy, Faculty of Finance and Accounting, 29 – 30th November, 2007, Sofia, University Publishing House “Stopanstvo”, Sofia, Bulgaria, 2008.
- Trifonova, S., “Interest rates convergence to the Euro area: empirical evidence from Bulgaria in its run-up to the EMU accession”, 6th Annual Meeting on “European and Global Integration: Underlying Causes, Issues Arising and Formulating Economic Policies”, 31st May, 2007 – 3rd June, 2007 (in English original) /http://www.eefs.eu/.
- Trifonova, S., “Role of World Bank for Achieving Sustainable Development”, Paper for the International Conference on Sustainable Development, University of National and World Economy, Sofia, October 2007, (in English original).
- Trifonova, S., “Bulgaria’s accession into to the Euro area in a currency board system”, Paper for the International Scientific Conference “Integration of Bulgarian economy in the EU single internal market”, Department of International Economic Relations, University of National and World Economy – Sofia, October 2007.
- Trifonova, S., “Implications of the ECB’s monetary policy for the money market interest rates: the case of Bulgaria”, Global Business & Economics Anthology, Selected Papers 2006 Business & Economics Society International Conference, July 15-17, 2006, Florence, A publication of the Business & Economics Society International, Vol. 1, December 2006 (in English original).
- Trifonova, S., “Financial Globalization – Determinants and Implications”, Paper submitted at the International Conference “Global Economy As A Determinant of Business Performance Improvement”, Faculty of Economics, University of Nish, Serbia and Montenegro, October 19, 2006, Nish, Serbia and Montenegro (in English original).
- Trifonova, S., “The role of stress-testing in the modern management of market risk: the experience of Bulgaria”, Book of Proceedings from the Conference on “Managing and Modelling of Financial Risks”, VSB-Technical University-Ostrava, Czech Republic, September 6-7, 2006, Ostrava, Czech Republic, 2006 (in English original).
- Trifonova, S., “The Process of European Economic Convergence”, Proceeding from the conference “Integration Processes in Europe”, Ekonomske Teme, Nish, 2005, Year XLIII, Vol. 1-2, Book II, YU ISSN 0353-8648, Faculty of Economics, University of Nish, Serbia and Montenegro, 2005 (in English original).
- Trifonova, S., “The oversight of payment systems: analytical framework and Bulgarian experience in the context of European integration”, Proceedings from International Conference “Accounting and Control Development in the context of European Integration”, May 19 – 20, 2005, Zhytomyr-Kramatorsk, Ukraine, 2005 (in English original).
- Trifonova, S., “The capital market in Bulgaria under the conditions of the currency board system”, Economic Policy Institute, International conference “Challenges to the financial sector in candidate/acceding countries in the context of the internal market acquis”, under the auspices of the “2003 PHARE Small Projects Programme” (Budget line B7-030), Sofia, April 7–8, 2005.
- Trifonova, S., “Monetary policy of the Bulgarian National Bank (BNB) during the process of integration towards the Euro area”, Conference Proceedings from the Fifth International Scientific Conference “Investments in future-2005”, Varna, Scientific and Technical Unions-Varna, ISBN 954-90919-8-8, October 20-22, Varna, Bulgaria, 2005.
- Trifonova, S., “Financing of investment projects by the European Union Program SAPARD”, Proceedings from the XIV International Symposium “ECOLOGY 2005”, under the patronage of the President of the Republic of Bulgaria, June 13–17, 2005, Bourgas, 2005, Scientific articles, Vol. III, Part 2, ISBN 954-9368-07-6, Science Invest LTD – branch Bourgas, 2005.
- Trifonova, S., “Balanced scorecard analysis for the purpose of contemporary banking management”, Proceedings from the Third scientific conference “Contemporary management practices III”, February 18–20, 2005, Bourgas Free University, Bourgas.
- Trifonova, S., “Role of the European Central Bank for the establishment of a single European market for financial services”, Conference Proceedings from scientific conference “Integration of Bulgarian economy in the EU single internal market”, Department of International Economic Relations, UNWE – Sofia, October 14, 2005.
- Trifonova, S., “Peculiarities of the monetary statistics in Bulgaria – theoretical approaches and empirical corroborations”, Proceedings from academic session “Theoretical aspects of the economic research”, Economic Academy “D. А. Tzenov”, Club of assistants and Ph.D. students, Academic Publishing “Tzenov”, Svishtov, Bulgaria, 2005.
- Trifonova, S., “Development of the national payment system in the process of integration with the Economic and Monetary Union”, Proceedings from the International Scientific Conference under the patronage of the President of the Republic of Bulgaria Mr. Georgy Parvanov “The European integration of Bulgaria: lessons and challenges”, November 10 – 11, 2004, Sofia, University Publishing “Stopanstvo”, Sofia, 2005.
- Trifonova, S., “Economic and environmental policies of the Bulgarian government in the process of integration with the European Union”, Proceedings from the XIII International Symposium “ECOLOGY 2004”, June 7–11, 2004, Bourgas, Scientific articles, Part 2, ISBN 954-9368-04-1, Science Invest LTD – branch Bourgas, 2004.
- Trifonova, S., “Application of the balanced-scorecard analysis in the strategic banking management”, Proceedings from the scientific and practical conference with international participation “Contemporary management practices”, University of National and World Economy, Department of Management, October 8–10, 2004, Bankya,
- Trifonova, S., “Challenges to the establishment of single European capital market”, Proceedings from the international scientific conference “Problems of Bulgarian economy in the pre-accession period”, 22 October 2004, University Publishing House “Stopanstvo”, Sofia, 2004.
- Trifonova, S., “Competitive higher education in finance in the era of globalization”, Proceedings from the International seminar “Education for everyone”, Ministry of education and science, National Institute on Education, Shumen University “Konstantin Preslavsky”, Center for pedagogical research, Varna, July 5–9, 2004.
- Trifonova, S., “Role of Internet and E-commerce Strategies for Corporate Strategic Management”, Proceeding from the conference “Management Challenges in New Situation”, Ekonomske Teme, Nish, Year XLII, Vol. 1-2, 2004, YU ISSN 0353-8648, Faculty of Economics, University of Nish, Serbia and Montenegro, 2004 (in English original).
- Trifonova, S., “Banking system’s development under the conditions of currency board in Bulgaria”, Proceedings from the Third International Symposium “ECONOMY & BUSINESS 2004. Economic development and growth”, September 13–17, 2004, Bourgas, Scientific articles, ISBN 954-9368-06-8, Science Invest LTD – branch Bourgas, 2004.
- Trifonova, S., “Impact of the currency board in Bulgaria on the labor market development”, Conference Proceedings “Labor and its protection in the XXI century”, Jubilee International Scientific Conference, May 29, 2003, Sofia, University Publishing House “Stopanstvo”, Sofia, 2003.
- Trifonov, Т., and S. Trifonova, “Evolution of the capital structure analysis in the light of the neoclassical economics”, University of National and World Economy, Faculty of Finance and Accounting, Proceedings from the Jubilee international scientific conference “50 years Faculty of Finance and Accounting at the University of National and World Economy. June 3–4, 2002”, University Publishing House “Stopanstvo”, Sofia, 2003.
- Trifonova, S., “Bulgaria’s Progress in Environment Protection Towards EU Accession”, UWE 2002 Conference “Environment Protection & Health - what can UWE do in 21st century”, Croatian Association of University Women, October 11 – 13, 2002, Dubrovnik, Croatia, Conference Proceedings on Multi-media CD (in English original).
- Trifonova, S., “Capital structure of the firm under the conditions of the currency board”, Proceedings from the Second scientific and practical conference with an international participation “XXI century and challenges to the management”, III and IV Sections, University Publishing “University of Economics – Varna”, 2000, Varna.
Assoc. Prof. Dr. Silvia Trifonova
University of National and World Economy (UNWE), Sofia
Faculty of Finance and Accounting
Department of Finance
Office address: 1700 Sofia, Studentski grad „Hristo Botev”, „8 December” Str.
Fax: + 359 2 962 39 03
Tel.: + 359 2 8195 241
E-mail: silvia_trif@yahoo.com
